Stability in a Shifting Landscape: Zenith Group Advisors Continues Uninterrupted Support for Mid-Market Manufacturers

As recent headlines highlight workforce reductions at Raistone tied to revenue concentration challenges, mid-market manufacturers still need uninterrupted working capital to maintain production schedules and meet payroll obligations. Zenith Group Advisors provides stable trade payable financing designed for continuity in volatile markets.

The Industry Context: Concentration Risk in Trade Finance

Recent news reports cite significant staff reductions at Raistone following concentrated exposure to a single counterparty—First Brands Group—which filed for bankruptcy on September, 2025.[1][2] According to Bloomberg reporting, approximately 80% of Raistone’s revenue was tied to this single client relationship.[1]

For mid-market manufacturers dependent on trade payable financing, this underscores why provider stability and diversified risk management matter. When a financing partner faces operational disruption, the ripple effects can include funding pauses, service delays, and uncertainty during critical production cycles.

Critical Requirements During Provider Transitions

Mid-market manufacturers navigating provider transitions typically prioritize four immediate concerns:

• Continuity of funding for approved payables: no surprise pauses or unexplained holds on approved invoices/early-pay offer.
• A fully staffed underwriting and servicing team: with named contacts and clear escalation paths
• Robust capitalization: sufficient committed facilities to support ongoing draws and accommodate growth
• Transparent, plain-English covenants and fees: no hidden triggers or material adverse change clauses that create pricing uncertainty

Zenith’s Pillars of Resilience

Strategic Diversification

Portfolio diversification helps mitigate single-client or sector shocks, keeping funding predictable during market stress. At Zenith, no single client relationship exceeds 4% of our total portfolio exposure—an institutional-grade concentration limit that protects program stability across economic cycles.

Robust Capitalization

A strong capital position enables continuous funding and agile support when clients need it most. Zenith maintains committed facilities with institutional funding partners, providing substantial undrawn capacity to accommodate client growth without mid-term re-papering or approval delays.

Experienced, Stable Team

A seasoned, fully staffed team ensures consistent points of contact and uninterrupted service. Unlike providers experiencing workforce reductions, Zenith has maintained full staffing across underwriting, servicing, and portfolio management; with no layoffs or service disruptions noted.

Disciplined Risk Management

Ongoing monitoring, covenant adherence, and proactive liquidity assessment help protect programs through cycles. We employ daily and weekly portfolio reviews with clear escalation protocols, allowing us to identify and address potential issues before they impact funding availability.

Built for Mid-Market Manufacturers

Zenith focuses exclusively on mid-market trade payable financing; not SMB factoring or receivables discounting. Our typical commitments range from $5M to $20M (minimum $2M), structured around the complex, multi-tier supply chains that characterize mid-market manufacturing operations.

If you’re evaluating alternatives following the Raistone news, we recommend prioritizing providers with:

• Verifiable portfolio diversification: concentration limits you can confirm
• Committed capital facilities: not just warehouse lines that can be pulled during stress
• Geographic coverage aligned to your operations: particularly U.S. and Canada for North American manufacturers
• Transparent risk frameworks: plain-English covenants you can understand without legal translation

Let’s Protect Your Continuity

If you’re assessing options after recent industry disruption, Zenith can support an orderly, low-friction transition without funding gaps. Our transition process typically spans 14–21 days for prepared clients, with options for day-1 liquidity bridges if needed.

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Citations & Sources

[1] Bloomberg. “Raistone Blames Mass Layoffs on 80% Exposure to First Brands.” October 2, 2025.

[2] Bloomberg. “Finance Firm Raistone Cuts Workers After First Brands Collapse.” October 1, 2025.

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Zenith Group Advisors provides insurance-backed supply chain finance for mid-market manufacturers, paying suppliers directly while buyers repay on extended terms (up to 180 days) across the United States and Canada. To discuss a stability-focused transition, contact our team for a confidential consultation.