How it works
Unlock Liquidity, Fuel Growth
Experience fast, flexible liquidity with Zenith’s insurance-backed financing—delivered in four simple steps.
See how it
Works
Unlock Your Business Potential in 4 Simple Steps
At Zenith, our insurance-backed financing is designed to transform your working capital seamlessly—without the burden of collateral or complex supplier negotiations. Discover how our approach empowers your business to unlock liquidity, optimize cash flow, and fuel sustainable growth.
- 1
Application Submission
Submit an application for credit review and initial assessment. Zenith’s team analyzes your supplier payment structure and identifies optimal working capital opportunities.
Submit Financial Details
Provide necessary information for credit evaluation. All we need is two years of reviewed or audited statements
- 2
Underwriting Evaluation
Zenith’s underwriting team evaluates financial statements to assess credit profiles and establish appropriate credit limits.
Assess Financial Statements
Evaluate business financials and payment history.
Determine Credit Limits
Set optimized credit terms based on analysis.
- 3
Capital Deployment
Upload invoices to Zenith’s payable portal up to your approved credit limit. Zenith pays suppliers directly and gives you up to 180 days to repay Zenith, unlocking working capital while optimizing supplier relationships.
Activate Credit Facility
Quick approval and seamless funding integration.
No Banking Disruptions
Works alongside existing financial relationships.
- 4
Working Capital Optimization
Extended payment terms immediately unlock working capital while maintaining trade payable classification. This enhances liquidity without the covenant restrictions and collateral requirements typical of traditional bank facilities.
Extend Payment Terms
Increase liquidity by optimizing cash flow.
Maintain Trade Classification
Preserve financial flexibility without restrictions.
Need More Info?
We’re here to help
Fill out the form below with your details and select your industry. If you’d like to book a consultation, please give us a call directly.
Expand Your Portfolio & Unlock New Revenue Opportunities
Join our exclusive network and offer your clients innovative, insurance-backed supply chain finance. Fill out the form below to request more information and download our detailed Partnership Program PDF.
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